Hey all. I have two kids growing up and getting closer to the college years. My oldest is currently a Jr. in HS, and we're beginning the process of looking into different schools and locations. I figure there are plenty of people out there that have either been through this recently, or who will be coming into this stage too, and could reference this thread for assistance.
My first question is in regards to financial aid. We're going to a college fair soon, and they tell the students to have their FAFSA and tax stuff set up when they go. What does this look like? Also, as a financially conservative person who has done well with work over the past 20 years or so, do we have any shot of getting scholarships? Do we have to disclose all of our financial information?
Thanks in advance.
Edit: Tagging @tgsio because I know you have some in both stages.
As far as the FAFSA: if you still claim the kids as dependents they aren’t going to qualify for government low interest loans. You could take them off as dependents when they turn 18 and that would work.
Scholarships depend on high school GPAs and ACT (or SAT) test scores. When I was in college you needed around a 26 ACT score to begin qualifying for partial scholarships and around a 32 or better for full ride.
There are various other scholarship opportunities out there, but white males are pretty much are rules out.
Another route would be to find a job that would let them intern/coop and would also pay for the school. The government offers programs like this. They are more common in STEM fields than others, but can be competitive unless you know someone on the inside.
As far as the FAFSA: if you still claim the kids as dependents they aren’t going to qualify for government low interest loans. You could take them off as dependents when they turn 18 and that would work.
Scholarships depend on high school GPAs and ACT (or SAT) test scores. When I was in college you needed around a 26 ACT score to begin qualifying for partial scholarships and around a 32 or better for full ride.
There are various other scholarship opportunities out there, but white males are pretty much are rules out.
Another route would be to find a job that would let them intern/coop and would also pay for the school. The government offers programs like this. They are more common in STEM fields than others, but can be competitive unless you know someone on the inside.
Yeah, that's what I was afraid of. So is it not required to fill out the FAFSA stuff then? Or do the schools require it as part of the application process?
Are scholarships awarded with parents financials in mind also?
We're just getting into this whole thing, and it's been quite a while since I was in High school, so I'm sure some things have changed.
As far as the FAFSA: if you still claim the kids as dependents they aren’t going to qualify for government low interest loans. You could take them off as dependents when they turn 18 and that would work.
Scholarships depend on high school GPAs and ACT (or SAT) test scores. When I was in college you needed around a 26 ACT score to begin qualifying for partial scholarships and around a 32 or better for full ride.
There are various other scholarship opportunities out there, but white males are pretty much are rules out.
Another route would be to find a job that would let them intern/coop and would also pay for the school. The government offers programs like this. They are more common in STEM fields than others, but can be competitive unless you know someone on the inside.
My nephew got a full ride to usc. Graduated and got paid to go to law school at Ugandan. Everything paid for and 3k a semester to pay him to go there. Although he is a unicorn
Yeah, that's what I was afraid of. So is it not required to fill out the FAFSA stuff then? Or do the schools require it as part of the application process?
Are scholarships awarded with parents financials in mind also?
We're just getting into this whole thing, and it's been quite a while since I was in High school, so I'm sure some things have changed.
Unless they changed the rules I don’t think a FAFSA is required unless they want student loans.
I don’t think scholarships have anything to do with student financials for the most part. There might be some cases where they are low income scholarships, but that is not the majority
My nephew got a full ride to usc. Graduated and got paid to go to law school at Ugandan. Everything paid for and 3k a semester to pay him to go there. Although he is a unicorn
Unless they changed the rules I don’t think a FAFSA is required unless they want student loans.
I don’t think scholarships have anything to do with student financials for the most part. There might be some cases where they are low income scholarships, but that is not the majority
It seemed like, even if you wanted to get a student loan through the gov't, you'd need to go through the FAFSA process. I'm sure there are other options, but you'd probably get better terms in the gov't loans.
For people (you or your kids) that moved out of state for college did you have to pay the out of state tuition for your entire time at the school? Or once you're there for a year or something, do they then allow you to change to in state tuition? I'm guessing no, but just not sure how it works. What about if you get a job and work while going to school? Maybe then you'd be considered a resident?
I'd guess my bro and his wife are near 200k. He was a 4.0 student got 1500 sat or maybe a little better.
He wanted to go to usc law. They offered a full ride. Uga said full ride and 3k a semester if you come here. So that is where he went.
I like to think if I hadn't started being a pos at such a young age I could have done the same. But alas I am who I am. I know my brothers other kid just started and he got some local church scollies and some off the wall stuff. There is money out there but you need to dig hard for it.
I'm not saying dont go to college but there are jobs like mine where you work 4-5years and you are making 60-100k with no debt. Hvac,plumber,welding,underwater welding is big money, electrician, and a lot of other stuff. I went to college and loved it. Then started as a steel worker making 6.50 an hour and working nights as a waiter for 2 yrs. 10 yrs later I was at 145k. My base is just below 100k and performance bonuses.
If your kid wants to be a dr or engineer go to school. If not have them work a year. I went from a 2.0 student to a 4.0 after having to work for a couple years and then going back.
Sorry for rambling
My oldest son is a current senior but I can’t really help you because he’s getting a full basketball scholarship to VMI. And my youngest who is a sophomore is already getting P5 D1 interest.
If your kids are athletes I can tell you what to do in order to attract recruiting interests but for a regular student sorry I can’t help.
I'd guess my bro and his wife are near 200k. He was a 4.0 student got 1500 sat or maybe a little better.
He wanted to go to usc law. They offered a full ride. Uga said full ride and 3k a semester if you come here. So that is where he went.
I like to think if I hadn't started being a pos at such a young age I could have done the same. But alas I am who I am. I know my brothers other kid just started and he got some local church scollies and some off the wall stuff. There is money out there but you need to dig hard for it.
I'm not saying dont go to college but there are jobs like mine where you work 4-5years and you are making 60-100k with no debt. Hvac,plumber,welding,underwater welding is big money, electrician, and a lot of other stuff. I went to college and loved it. Then started as a steel worker making 6.50 an hour and working nights as a waiter for 2 yrs. 10 yrs later I was at 145k. My base is just below 100k and performance bonuses.
If your kid wants to be a dr or engineer go to school. If not have them work a year. I went from a 2.0 student to a 4.0 after having to work for a couple years and then going back.
Sorry for rambling
Yeah, he's thinking engineer right now. Otherwise, I agree with you.
That's cool with regards to the USC law deal though. Mine won't be 4.0, but probably in the high 3's when he's done. Guess we'll find out on the SAT and ACT early next year.
My oldest son is a current senior but I can’t really help you because he’s getting a full basketball scholarship to VMI. And my youngest who is a sophomore is already getting P5 D1 interest.
If your kids are athletes I can tell you what to do in order to attract recruiting interests but for a regular student sorry I can’t help.
I'd love to hear it. I also got a D1 scholarship, but I'm sure a lot has changed since that time. Both boys have a chance to play sports at the college level (1 golf, 1 baseball), but still have a lot of work to do for that to happen.
Edit to add a congrats to your son on the VMI scholly. That's awesome!
I'd love to hear it. I also got a D1 scholarship, but I'm sure a lot has changed since that time. Both boys have a chance to play sports at the college level (1 golf, 1 baseball), but still have a lot of work to do for that to happen.
Edit to add a congrats to your son on the VMI scholly. That's awesome!
#1 do not pay for a recruiting service. NCSA or whatever else might try to tell you how they can help you get your kids scholarships etc. They are unnecessary and a waste of money.
You have to be realistic about what level your kid can play at. And then start sending coaching staffs at those levels with video highlights. The more the better. The worst thing that could happen would be that they don’t respond. Schools that are intrigued will contact you. Hudl is great and is what I used but you can use YouTube or other services too.
High school or club team/AAU coaches can be valuable too but it really depends on how high-quality they are. Summer really connected in some more altogether worthless. Hopefully yours can be helpful. Sometimes they have contacts at the in the college ranks. If your kid is good enough that the D3 schools recognize that he/she isn’t going to play at that level sometimes they will help you and contact coaches at higher levels that they know. We had a couple coaches do that for my older son.
Remember that you guys have to be your own advocate. Don’t be afraid to ask questions. College coaches can vary in terms of how attentive they are. Some are super responsive and some are not. Some recruit off lists/Twitter and some recruit off film. If/when schools contact you guys try to take as many unofficial visits as you can.
Speaking of Twitter have your kid create an account. That’s to be used for recruiting and marketing. Nothing else. Make sure he/she doesn’t put anything else on there other than articles about him,highlight videos, retweets about teammates or relevant sport stuff etc. Nothing else. Don’t be reluctant to follow coaches from schools that are of interest. Again…be your own advocate.
Recruiting is a roller coaster. Quite frankly it pretty much sucks as it gets deeper and deeper into the process. There’s going to be ups and downs. Some schools will flat out lie to you. But the ones that are transparent and truthful are the ones that are sincere about interest in your kid. Focus on them.
Good luck.
Edit… my nephew went the JUCO route out of high school and is now at St. John’s for baseball. I was very skeptical at first but he went to a pretty good Juco that played in the World Series last year and it paid off for him. My other nephew is in a JUCO in North Carolina right now for baseball. I’m sure you’ve already heard this but that is a tremendous route to take in terms of getting more exposure and opportunities in baseball. It’s a bit of a gamble but if the player is good enough there are opportunities out there.
#1 do not pay for a recruiting service. NCSA or whatever else might try to tell you how they can help you get your kids scholarships etc. They are unnecessary and a waste of money.
You have to be realistic about what level your kid can play at. And then start sending coaching staffs at those levels with video highlights. The more the better. The worst thing that could happen would be that they don’t respond. Schools that are intrigued will contact you. Hudl is great and is what I used but you can use YouTube or other services too.
High school or club team/AAU coaches can be valuable too but it really depends on how high-quality they are. Summer really connected in some more altogether worthless. Hopefully yours can be helpful. Sometimes they have contacts at the in the college ranks. If your kid is good enough that the D3 schools recognize that he/she isn’t going to play at that level sometimes they will help you and contact coaches at higher levels that they know. We had a couple coaches do that for my older son.
Remember that you guys have to be your own advocate. Don’t be afraid to ask questions. College coaches can vary in terms of how attentive they are. Some are super responsive and some are not. Some recruit off lists/Twitter and some recruit off film. If/when schools contact you guys try to take as many unofficial visits as you can.
Speaking of Twitter have your kid create an account. That’s to be used for recruiting and marketing. Nothing else. Make sure he/she doesn’t put anything else on there other than articles about him,highlight videos, retweets about teammates or relevant sport stuff etc. Nothing else. Don’t be reluctant to follow coaches from schools that are of interest. Again…be your own advocate.
Recruiting is a roller coaster. Quite frankly it pretty much sucks as it gets deeper and deeper into the process. There’s going to be ups and downs. Some schools will flat out lie to you. But the ones that are transparent and truthful are the ones that are sincere about interest in your kid. Focus on them.
Good luck.
Edit… my nephew went the JUCO route out of high school and is now at St. John’s for baseball. I was very skeptical at first but he went to a pretty good Juco that played in the World Series last year and it paid off for him. My other nephew is in a JUCO in North Carolina right now for baseball. I’m sure you’ve already heard this but that is a tremendous route to take in terms of getting more exposure and opportunities in baseball. It’s a bit of a gamble but if the player is good enough there are opportunities out there.
Yeah, I'm one of the more realistic ones with regards to expectations. That's what I've told my older boy. If he wants the freedom to "pick" a certain school to go to, he better be really good, or potentially try to go there as a walk on, but the cost of schools may make the out of state tuition not worth it. So be open to going just about anywhere that is willing to give you a scholly, if you want to pursue that level of sports. If not, it changes the dynamics of what you're looking for.
Right now, I'm just going with the assumption that they won't play D1 sports, and try to get everything in line. If they do end up getting that opportunity, the scholarships kind of make it a totally different deal.
It seemed like, even if you wanted to get a student loan through the gov't, you'd need to go through the FAFSA process. I'm sure there are other options, but you'd probably get better terms in the gov't loans.
Most colleges will all but demand you fill out the FAFSA.
They want to know your income before offering a student aid of any sort.
The higher the need then the more likely they are to offer aid.
If you and your wife make a decent living and are white you might as well start looking for places your kiddo can work while at school cuz you and they are gonna get it raw.
Had a 28 ACT and graduated top of my class (4.3ish) and only got 1000$ a year from one public school (Ohio U) here in Ohio.
Most colleges will all but demand you fill out the FAFSA.
They want to know your income before offering a student aid of any sort.
The higher the need then the more likely they are to offer aid.
If you and your wife make a decent living and are white you might as well start looking for places your kiddo can work while at school cuz you and they are gonna get it raw.
Had a 28 ACT and graduated top of my class (4.3ish) and only got 1000$ a year from one public school (Ohio U) here in Ohio.
My oldest son is a current senior but I can’t really help you because he’s getting a full basketball scholarship to VMI. And my youngest who is a sophomore is already getting P5 D1 interest.
If your kids are athletes I can tell you what to do in order to attract recruiting interests but for a regular student sorry I can’t help.
My oldest son is a current senior but I can’t really help you because he’s getting a full basketball scholarship to VMI. And my youngest who is a sophomore is already getting P5 D1 interest.
If your kids are athletes I can tell you what to do in order to attract recruiting interests but for a regular student sorry I can’t help.
For people (you or your kids) that moved out of state for college did you have to pay the out of state tuition for your entire time at the school? Or once you're there for a year or something, do they then allow you to change to in state tuition? I'm guessing no, but just not sure how it works. What about if you get a job and work while going to school? Maybe then you'd be considered a resident?
Quoting myself to see if anyone has any input on this question. I never left my home state for college, so not sure what the rules are for become a resident vs. non-resident.
Quoting myself to see if anyone has any input on this question. I never left my home state for college, so not sure what the rules are for become a resident vs. non-resident.
If you claim them then their home state is where you live.
If they claim themselves then they can legally switch their residence.
I claimed myself after my freshman year and didn’t get a change in anything other than being able to claim myself on my federal taxes. Also I didn’t try to move out of state fwiw
Does anyone have any programs or tutorials that they recommend for SAT/ACT testing prep? If many of the academic scholarships are based on these scores, along with GPA, it seems that it would be well worth it to prepare for these tests
Does anyone have any programs or tutorials that they recommend for SAT/ACT testing prep? If many of the academic scholarships are based on these scores, along with GPA, it seems that it would be well worth it to prepare for these tests
You can take online tests that pull questions from the previous year. You can even do full practice tests and so forth.
Most likely your child is using these questions in their high school classes already. When I was in high school the only classes I didn’t get these was government / psych since there is no corresponding section on the ACT.
Talk to your kid about it and see because if they are doing it in all there classes already then you might not want to bludgeon them to death with it. If they aren’t prep for any of the individual sections of the test then maybe consider those specific questions until they test for the first time.
Most kids are gonna take the ACT 2-3 times. I went down to a 26 the second time I tested late in my junior year and called it quits with a 28 from my late in my sophomore year. It was pretty clear I wasn’t gonna get up to a 32+ and my section scores were strong in the science which is what I was going into.
I’d highly recommended having your child take the English section as a practice test just to see where they score. That section is often the most difficult for kids and gives a good indication of where your child’s maximum range is.
Also have them take the writing section of the test starting with their first time around. I scored well on my writing and didn’t take it the second time not only because it was expensive but anything over an 8 colleges will be happy with (besides maybe Harvard or Yale).
You can take online tests that pull questions from the previous year. You can even do full practice tests and so forth.
Most likely your child is using these questions in their high school classes already. When I was in high school the only classes I didn’t get these was government / psych since there is no corresponding section on the ACT.
Talk to your kid about it and see because if they are doing it in all there classes already then you might not want to bludgeon them to death with it. If they aren’t prep for any of the individual sections of the test then maybe consider those specific questions until they test for the first time.
Most kids are gonna take the ACT 2-3 times. I went down to a 26 the second time I tested late in my junior year and called it quits with a 28 from my late in my sophomore year. It was pretty clear I wasn’t gonna get up to a 32+ and my section scores were strong in the science which is what I was going into.
I’d highly recommended having your child take the English section as a practice test just to see where they score. That section is often the most difficult for kids and gives a good indication of where your child’s maximum range is.
Also have them take the writing section of the test starting with their first time around. I scored well on my writing and didn’t take it the second time not only because it was expensive but anything over an 8 colleges will be happy with (besides maybe Harvard or Yale).
It's all about the ACT, a 28 will get partial scholly's a 30 or better is what you want.
Everyone has to fill out FAFSA when we started we did it under me because her mom was married and I wasn't, then we switched it to her when she caught husband #2 diddling the neighbor girl.
My biggest suggestion is to do a 2 year local school for the basics and mature some before leaving for school.
My daughter did all kinds of early college in HS and was a sophomore at Alabama on day 1, the problem this caused was she thought she knew what she wanted to do till she got there. She changed majors 3 times in 2 years and wasted about $10k worth of class credits for classes she did not end up needing.
Kids change so much between 17-19 and once you get out of Freshman year you are doing specific degree classes and not basics like math and English anymore.
Also whatever the tuition/room/board is add another 5k on for other shit including travel expenses to come home to visit.
It's all about the ACT, a 28 will get partial scholly's a 30 or better is what you want.
Everyone has to fill out FAFSA when we started we did it under me because her mom was married and I wasn't, then we switched it to her when she caught husband #2 diddling the neighbor girl.
My biggest suggestion is to do a 2 year local school for the basics and mature some before leaving for school.
My daughter did all kinds of early college in HS and was a sophomore at Alabama on day 1, the problem this caused was she thought she knew what she wanted to do till she got there. She changed majors 3 times in 2 years and wasted about $10k worth of class credits for classes she did not end up needing.
Kids change so much between 17-19 and once you get out of Freshman year you are doing specific degree classes and not basics like math and English anymore.
Also whatever the tuition/room/board is add another 5k on for other shit including travel expenses to come home to visit.
It's all about the ACT, a 28 will get partial scholly's a 30 or better is what you want.
Everyone has to fill out FAFSA when we started we did it under me because her mom was married and I wasn't, then we switched it to her when she caught husband #2 diddling the neighbor girl.
My biggest suggestion is to do a 2 year local school for the basics and mature some before leaving for school.
My daughter did all kinds of early college in HS and was a sophomore at Alabama on day 1, the problem this caused was she thought she knew what she wanted to do till she got there. She changed majors 3 times in 2 years and wasted about $10k worth of class credits for classes she did not end up needing.
Kids change so much between 17-19 and once you get out of Freshman year you are doing specific degree classes and not basics like math and English anymore.
Also whatever the tuition/room/board is add another 5k on for other shit including travel expenses to come home to visit.
I've heard differing things on some of the 2 year schools. It probably depends on the 2 year school, as well as what 4 year school you end up choosing, but I've heard of people having a hard time getting classes to transfer when they end up going to a university from a JuCo or Community College.
Aside from that though, I definitely agree. My oldest thinks he wants to be in the engineering field of some sort, and if you do go that route, you have to be on track from year 1, so the 2 year schools may or may not cut it in that case.
I've heard differing things on some of the 2 year schools. It probably depends on the 2 year school, as well as what 4 year school you end up choosing, but I've heard of people having a hard time getting classes to transfer when they end up going to a university from a JuCo or Community College.
Aside from that though, I definitely agree. My oldest thinks he wants to be in the engineering field of some sort, and if you do go that route, you have to be on track from year 1, so the 2 year schools may or may not cut it in that case.
In Alabama they have the STARS system which if you transfer to an in state school the new school has to accept your credits as long as they are the same course ID (like ENG101 n such).
Most states have these programs. If you are going out of state then it is best to contact an advisor at the new school to see how those credits will be counted.
In Alabama they have the STARS system which if you transfer to an in state school the new school has to accept your credits as long as they are the same course ID (like ENG101 n such).
Most states have these programs. If you are going out of state then it is best to contact an advisor at the new school to see how those credits will be counted.
That's a cool program. I'll have to check and see if they have that here. The real problems would probably be when you tried to transfer those credit out of state.
I was thinking about this situation though in the event that he's set in stone about leaving to another state. As an example, let's just say he wanted to go to ASU in Phoenix. Instead of going there right out of school, maybe move to Phoenix, get a job while taking a few classes at a community college, get the in state qualifications, then enroll at that time. Yeah, you sort of lose a year, but you'd end up saving a ton of money in the mean time.
In Alabama they have the STARS system which if you transfer to an in state school the new school has to accept your credits as long as they are the same course ID (like ENG101 n such).
Most states have these programs. If you are going out of state then it is best to contact an advisor at the new school to see how those credits will be counted.
I've heard differing things on some of the 2 year schools. It probably depends on the 2 year school, as well as what 4 year school you end up choosing, but I've heard of people having a hard time getting classes to transfer when they end up going to a university from a JuCo or Community College.
Aside from that though, I definitely agree. My oldest thinks he wants to be in the engineering field of some sort, and if you do go that route, you have to be on track from year 1, so the 2 year schools may or may not cut it in that case.
Community college or going instate and commuting is really much more beneficial if your kid is planning to stay in state. If they plan on going out of state issues start to pop up quick.
That's a cool program. I'll have to check and see if they have that here. The real problems would probably be when you tried to transfer those credit out of state.
I was thinking about this situation though in the event that he's set in stone about leaving to another state. As an example, let's just say he wanted to go to ASU in Phoenix. Instead of going there right out of school, maybe move to Phoenix, get a job while taking a few classes at a community college, get the in state qualifications, then enroll at that time. Yeah, you sort of lose a year, but you'd end up saving a ton of money in the mean time.
Shouldn't be an issue for basic courses like English math public speaking biology type classes, where they start getting squirrely is with the degree specific courses. Again contact an advisor at the destination school before taking a bunch of classes but basics shouldn't be an issue.
A class at a JC is anywhere from $400-800 and a class at a in state public 4 year school will be closer to $3k it's really a no brainer and JC's are usually a little more giving with the scholly's.
Also if the kid does have scholly's a JC is usually a lot smaller classes so easier to get good grades and pad their GPA IMO.
My daughter hated some of her early classes at Alabama you were in an auditorium with like 300 people trying to understand a professor's aid teaching the class from 30 rows back.
Also if the kid does have scholly's a JC is usually a lot smaller classes so easier to get good grades and pad their GPA IMO.
My daughter hated some of her early classes at Alabama you were in an auditorium with like 300 people trying to understand a professor's aid teaching the class from 30 rows back.
Yeah, I had a few of those classes in college too. Even my physics 181 class started with close to 100 people. By the end, there were only around 10 left though.
Community college or going instate and commuting is really much more beneficial if your kid is planning to stay in state. If they plan on going out of state issues start to pop up quick.
I haven't looked out of state yet, but I'd assume that the CC's would be significantly cheaper for out of state students than the same scenario at a 4 year university. Lot's to check into still.
I haven't looked out of state yet, but I'd assume that the CC's would be significantly cheaper for out of state students than the same scenario at a 4 year university. Lot's to check into still.
I should have been more clear in stating that community college should be done in whatever state your kid wants to end up in for 4 year.
I said that in a confusing AF way so apologies.
Do your research but I’d say the most important things is giving your kid the opportunity to change their mind about what they want to do which is where CC helps a ton.
I should have been more clear in stating that community college should be done in whatever state your kid wants to end up in for 4 year.
I said that in a confusing AF way so apologies.
Do your research but I’d say the most important things is giving your kid the opportunity to change their mind about what they want to do which is where CC helps a ton.
Hey all. I have two kids growing up and getting closer to the college years. My oldest is currently a Jr. in HS, and we're beginning the process of looking into different schools and locations. I figure there are plenty of people out there that have either been through this recently, or who will be coming into this stage too, and could reference this thread for assistance.
My first question is in regards to financial aid. We're going to a college fair soon, and they tell the students to have their FAFSA and tax stuff set up when they go. What does this look like? Also, as a financially conservative person who has done well with work over the past 20 years or so, do we have any shot of getting scholarships? Do we have to disclose all of our financial information?
Thanks in advance.
Edit: Tagging @tgsio because I know you have some in both stages.
Sorry for the late reply. I was having a hard time getting back on the board. But all figured out, now.
One question before I start answering. Ask your junior if s/he has a naviance account.
Trying to go point by point. If I miss something, let me know. This is going to be long.
Fafsa: ALL kids fill it out and submit. My kids were/are never going to take any financial aid or loans and were/are still required to fill it out. The website is a pain in the ass. If you have issues submitting (we have all 3 times and fully expect to do so again), there is a number to call and they're actually good about helping you out. And you'll need to provide your and mom's education level, last year's tax info, combined income. It's all on the application and is pretty straight forward.
I may have the exact age wrong, but as long as your child is under (I want to say) 25 and not married or otherwise legally emancipated (with the court order for proof) and you and/or mom are still breathing oxygen, your child will not be financially emancipated as far as fafsa goes. Not even once s/he turns 21.
Fafsa really doesn't have anything to do with scholarships.
There are so many different scholarships and a ton of them if s/he knows to apply. Your child's counselor should be a great resource for privately funded scholarships (my family provides 1 to Oakwood seniors. I'm the one who goes through the applications and matches the most qualified with the specific scholarship. My husband's aunt provides another. (Again, I'm the 'decider'). These types of scholarships are different than receiving academic/athletic scholarship through the college/ university. There's also scholarships offered for (example) a girl going into engineering. Things like that. Again, his counselor is the best resource for all of this, though it's not that hard to start searching for scholarships offered for which your child may qualify. Minority? Search 'scholarships for minorities". Is he interested in entrepreneurship? Search for that. Things like that.
Full disclosure:
Oldest went way out of state to ASU. She was awarded in state tuition plus 30% academic scholarship. Currently working on her thesis for her masters. She'll graduate this semester. Her company is paying for 50%.
Child 2 (the diver) went to St. Bonaventure on 40% athletic/30% academic. *private school in state/out of state is the same. Private schools may have higher initial tuition, but they also have a whole lot more flexibility to play with #s for students to sometimes make it more financially sensible than in state tuition.*
When she transferred to Dayton (again, private), they honored her academic scholarship and came up with an 'in conference transfer' scholarship to honor her athletic. (Dayton doesn't have an NCAA swim or dive team).
3rd child...$5,000 scholarship for 4 years. Ole Miss. Not really sure why. It was just offered.
Max will play lacrosse in college and we're on that journey as I type. (He's a junior).
It used to be pretty common for kids coming from Ohio to get in state tuition to certain big Southern schools. (*Ahem* SEC) After Covid... it's not as easy.
And no, if your child goes out of state, he will not be considered in state his sophomore or senior year. The only way that happens is, again, he marries and/or is legally emancipated via court order or y'all's demise (and nobody wants that, very obviously) or you become a resident of said state for at least one year. (We tried to figure this out with my oldest as she was going to stay in Arizona post graduation and needed to renew her driver's license and bought her car in Phoenix. The title issues were a little convoluted.)
And as I'm sure you read, for kids looking to play a sport in college, we go by the broken leg method. If the kid gets into a school and gets to play, if s/he breaks a leg, is it still the right school? If my second daughter had stayed on her original path to early childhood education, she would have graduated from St. Bonaventure. As she changed to marketing and accounting AND couldn't competitively dive any longer, she transferred to Dayton.
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