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Master Thread Dance Your Cares Away/Fraggle/Law Abiding Citizens

Master Threads

MortgageHorn

Your Favorite Loan Officer
Founder
Joined
Dec 9, 2020
Messages
26,460
Brokelahoma :ROFLMAO::ROFLMAO::ROFLMAO:


449207010_10228101156468537_966886828603302558_n.jpg


You’ve heard President Gallogly talk about our university goals: double research in the next five years; grow OU in northeast Oklahoma; and make OU Medicine the healthcare provider of choice for Oklahomans; all in support of making the OU experience the best in the world for our students.

You also have heard him talk about the financial challenges OU’s Norman Campus is facing. What does this mean? How do we compare to other universities? Here are five things to know about OU’s financial situation and what it means for our university:
1) Debt Rising & Cash Falling
  • The Norman campus has close to $1 billion in debt, including synthetic debt that needs to be serviced. We must pay principal and interest payments every year which total nearly $70 million. Our debt has grown rapidly due to the new construction on the Norman campus.

  • More importantly, though, we have been spending more than we have been taking in over the last several years. This year, there was a projected $25 million deficit if we continued with the original budget and newly-discovered, unbudgeted losses like parking and retail rental space that the university previously agreed to at Cross.

  • We have been raiding our cash reserves to pay our bills and service our debt causing that cushion to be smaller and smaller every year.

  • In order to pay our bills (such as salaries and daily operating expenses), pay on our debt, and grow our university, we have to find ways to decrease costs so that we don’t have to increase student tuition.
2) Re-Building Cash Reserves
  • At home, you make choices on how you spend your money.
    • There are bills that you have to pay – rent, utilities, food, transportation, insurance, student loans etc.
    • There are other items you can choose to live without - or with less of. These costs are discretionary costs.

  • As a university, we also have choices.
    • We can raise tuition to add more cash. This was done regularly over the last five years; in fact, tuition and fees increased almost 25% over the past five years. We can’t continue to out-price OU for our students.
    • We can reevaluate the budgets we have for discretionary items, including some third party expenses. We are making changes in our spending habits. Nearly $8.5 million is from savings from third party companies.

  • Savings proposals already being implemented will gain us $20 million next year.

  • We still have more work to do but are making good progress.

3) Can We Simply Borrow More Money?
  • Can’t we get a line of credit? State universities cannot simply take out a line of credit to manage the day-to-day finances; this is why we need to have a reasonable amount of cash on hand.

  • Second, bonds have to be paid back. We have a high amount of debt at present, and it is not prudent to continue borrowing at the same pace.
4) Restructuring
  • OK, we are cutting costs in departments, but why do we need to cut people?

  • We have a significant number of overlapping functions at our university as we are generally much more decentralized than our peers. This has led to inefficiencies we need to address. Many of our systems, for example, are also very dated and lead to inefficiencies. We have great people, but our systems don’t allow them to be as efficient as they can be.

  • A significant amount of a university’s costs are payroll related. When costs structures are improved, payroll is impacted.
5) Going Forward
  • How are we going to fix this? It’s going to take everyone. We are all responsible for finding more efficient ways of doing things.

  • Colleges and administrative departments are suggesting a number of opportunities to save money, and many of those suggestions have started being implemented.

  • Moving toward a balanced budget is essential in order to control tuition costs for our students, afford employee raises to ensure competitive salaries and be prudent stewards of taxpayer and donor funds.

  • We want to create a growing university that allows our students to be wonderfully successful. That remains the most important goal.



Boomer Sooner Bankrupt!
 

MortgageHorn

Your Favorite Loan Officer
Founder
Joined
Dec 9, 2020
Messages
26,460
Brothers & sister. I have a request. Asking for prayers for me and my family this week.

Most know my story here. My service record and so forth. I’ve also tried to end my life once. I shunned God numerous times and chased many wild initiatives. In 2022 I divorced the ex after 20 + years of god awful heartache. Someone that didn’t sleep with me for nearly 2 years due to my snoring and PTSD.

Fast forward now.

I have achieved a mental state never before seen or anticipated. My faith with God and the woman I have betrothed has given me a new purpose in life. I have rekindled fractured relationships with parents that couldn’t stand my ex. They absolutely love my fiancé and I cannot be happier.

All that being said. Please pray for me and my future wife. Please pray for my family and ultimately please pray for us all and this country.

I love you all.

Semper Fidelis

Shaun


100% Praying for you!
 

Zgdaf

Elite
Founder
Joined
Jan 9, 2021
Messages
1,602
Brokelahoma :ROFLMAO::ROFLMAO::ROFLMAO:


449207010_10228101156468537_966886828603302558_n.jpg


You’ve heard President Gallogly talk about our university goals: double research in the next five years; grow OU in northeast Oklahoma; and make OU Medicine the healthcare provider of choice for Oklahomans; all in support of making the OU experience the best in the world for our students.

You also have heard him talk about the financial challenges OU’s Norman Campus is facing. What does this mean? How do we compare to other universities? Here are five things to know about OU’s financial situation and what it means for our university:
1) Debt Rising & Cash Falling
  • The Norman campus has close to $1 billion in debt, including synthetic debt that needs to be serviced. We must pay principal and interest payments every year which total nearly $70 million. Our debt has grown rapidly due to the new construction on the Norman campus.

  • More importantly, though, we have been spending more than we have been taking in over the last several years. This year, there was a projected $25 million deficit if we continued with the original budget and newly-discovered, unbudgeted losses like parking and retail rental space that the university previously agreed to at Cross.

  • We have been raiding our cash reserves to pay our bills and service our debt causing that cushion to be smaller and smaller every year.

  • In order to pay our bills (such as salaries and daily operating expenses), pay on our debt, and grow our university, we have to find ways to decrease costs so that we don’t have to increase student tuition.
2) Re-Building Cash Reserves
  • At home, you make choices on how you spend your money.
    • There are bills that you have to pay – rent, utilities, food, transportation, insurance, student loans etc.
    • There are other items you can choose to live without - or with less of. These costs are discretionary costs.

  • As a university, we also have choices.
    • We can raise tuition to add more cash. This was done regularly over the last five years; in fact, tuition and fees increased almost 25% over the past five years. We can’t continue to out-price OU for our students.
    • We can reevaluate the budgets we have for discretionary items, including some third party expenses. We are making changes in our spending habits. Nearly $8.5 million is from savings from third party companies.

  • Savings proposals already being implemented will gain us $20 million next year.

  • We still have more work to do but are making good progress.

3) Can We Simply Borrow More Money?
  • Can’t we get a line of credit? State universities cannot simply take out a line of credit to manage the day-to-day finances; this is why we need to have a reasonable amount of cash on hand.

  • Second, bonds have to be paid back. We have a high amount of debt at present, and it is not prudent to continue borrowing at the same pace.
4) Restructuring
  • OK, we are cutting costs in departments, but why do we need to cut people?

  • We have a significant number of overlapping functions at our university as we are generally much more decentralized than our peers. This has led to inefficiencies we need to address. Many of our systems, for example, are also very dated and lead to inefficiencies. We have great people, but our systems don’t allow them to be as efficient as they can be.

  • A significant amount of a university’s costs are payroll related. When costs structures are improved, payroll is impacted.
5) Going Forward
  • How are we going to fix this? It’s going to take everyone. We are all responsible for finding more efficient ways of doing things.

  • Colleges and administrative departments are suggesting a number of opportunities to save money, and many of those suggestions have started being implemented.

  • Moving toward a balanced budget is essential in order to control tuition costs for our students, afford employee raises to ensure competitive salaries and be prudent stewards of taxpayer and donor funds.

  • We want to create a growing university that allows our students to be wonderfully successful. That remains the most important goal.



Boomer Sooner Bankrupt!
Omg.. and there about to enter the SEC. No wonder why they can’t afford NIL deals.
 

MortgageHorn

Your Favorite Loan Officer
Founder
Joined
Dec 9, 2020
Messages
26,460
Brokelahoma :ROFLMAO::ROFLMAO::ROFLMAO:


449207010_10228101156468537_966886828603302558_n.jpg


You’ve heard President Gallogly talk about our university goals: double research in the next five years; grow OU in northeast Oklahoma; and make OU Medicine the healthcare provider of choice for Oklahomans; all in support of making the OU experience the best in the world for our students.

You also have heard him talk about the financial challenges OU’s Norman Campus is facing. What does this mean? How do we compare to other universities? Here are five things to know about OU’s financial situation and what it means for our university:
1) Debt Rising & Cash Falling
  • The Norman campus has close to $1 billion in debt, including synthetic debt that needs to be serviced. We must pay principal and interest payments every year which total nearly $70 million. Our debt has grown rapidly due to the new construction on the Norman campus.

  • More importantly, though, we have been spending more than we have been taking in over the last several years. This year, there was a projected $25 million deficit if we continued with the original budget and newly-discovered, unbudgeted losses like parking and retail rental space that the university previously agreed to at Cross.

  • We have been raiding our cash reserves to pay our bills and service our debt causing that cushion to be smaller and smaller every year.

  • In order to pay our bills (such as salaries and daily operating expenses), pay on our debt, and grow our university, we have to find ways to decrease costs so that we don’t have to increase student tuition.
2) Re-Building Cash Reserves
  • At home, you make choices on how you spend your money.
    • There are bills that you have to pay – rent, utilities, food, transportation, insurance, student loans etc.
    • There are other items you can choose to live without - or with less of. These costs are discretionary costs.

  • As a university, we also have choices.
    • We can raise tuition to add more cash. This was done regularly over the last five years; in fact, tuition and fees increased almost 25% over the past five years. We can’t continue to out-price OU for our students.
    • We can reevaluate the budgets we have for discretionary items, including some third party expenses. We are making changes in our spending habits. Nearly $8.5 million is from savings from third party companies.

  • Savings proposals already being implemented will gain us $20 million next year.

  • We still have more work to do but are making good progress.

3) Can We Simply Borrow More Money?
  • Can’t we get a line of credit? State universities cannot simply take out a line of credit to manage the day-to-day finances; this is why we need to have a reasonable amount of cash on hand.

  • Second, bonds have to be paid back. We have a high amount of debt at present, and it is not prudent to continue borrowing at the same pace.
4) Restructuring
  • OK, we are cutting costs in departments, but why do we need to cut people?

  • We have a significant number of overlapping functions at our university as we are generally much more decentralized than our peers. This has led to inefficiencies we need to address. Many of our systems, for example, are also very dated and lead to inefficiencies. We have great people, but our systems don’t allow them to be as efficient as they can be.

  • A significant amount of a university’s costs are payroll related. When costs structures are improved, payroll is impacted.
5) Going Forward
  • How are we going to fix this? It’s going to take everyone. We are all responsible for finding more efficient ways of doing things.

  • Colleges and administrative departments are suggesting a number of opportunities to save money, and many of those suggestions have started being implemented.

  • Moving toward a balanced budget is essential in order to control tuition costs for our students, afford employee raises to ensure competitive salaries and be prudent stewards of taxpayer and donor funds.

  • We want to create a growing university that allows our students to be wonderfully successful. That remains the most important goal.



Boomer Sooner Bankrupt!



@Pineapple get yore ass in here!
 

Shaun52

SCAR Cawk Connoisseur
Founder
Member
Joined
Apr 13, 2021
Messages
2,975
Brokelahoma :ROFLMAO::ROFLMAO::ROFLMAO:


449207010_10228101156468537_966886828603302558_n.jpg


You’ve heard President Gallogly talk about our university goals: double research in the next five years; grow OU in northeast Oklahoma; and make OU Medicine the healthcare provider of choice for Oklahomans; all in support of making the OU experience the best in the world for our students.

You also have heard him talk about the financial challenges OU’s Norman Campus is facing. What does this mean? How do we compare to other universities? Here are five things to know about OU’s financial situation and what it means for our university:
1) Debt Rising & Cash Falling
  • The Norman campus has close to $1 billion in debt, including synthetic debt that needs to be serviced. We must pay principal and interest payments every year which total nearly $70 million. Our debt has grown rapidly due to the new construction on the Norman campus.

  • More importantly, though, we have been spending more than we have been taking in over the last several years. This year, there was a projected $25 million deficit if we continued with the original budget and newly-discovered, unbudgeted losses like parking and retail rental space that the university previously agreed to at Cross.

  • We have been raiding our cash reserves to pay our bills and service our debt causing that cushion to be smaller and smaller every year.

  • In order to pay our bills (such as salaries and daily operating expenses), pay on our debt, and grow our university, we have to find ways to decrease costs so that we don’t have to increase student tuition.
2) Re-Building Cash Reserves
  • At home, you make choices on how you spend your money.
    • There are bills that you have to pay – rent, utilities, food, transportation, insurance, student loans etc.
    • There are other items you can choose to live without - or with less of. These costs are discretionary costs.

  • As a university, we also have choices.
    • We can raise tuition to add more cash. This was done regularly over the last five years; in fact, tuition and fees increased almost 25% over the past five years. We can’t continue to out-price OU for our students.
    • We can reevaluate the budgets we have for discretionary items, including some third party expenses. We are making changes in our spending habits. Nearly $8.5 million is from savings from third party companies.

  • Savings proposals already being implemented will gain us $20 million next year.

  • We still have more work to do but are making good progress.

3) Can We Simply Borrow More Money?
  • Can’t we get a line of credit? State universities cannot simply take out a line of credit to manage the day-to-day finances; this is why we need to have a reasonable amount of cash on hand.

  • Second, bonds have to be paid back. We have a high amount of debt at present, and it is not prudent to continue borrowing at the same pace.
4) Restructuring
  • OK, we are cutting costs in departments, but why do we need to cut people?

  • We have a significant number of overlapping functions at our university as we are generally much more decentralized than our peers. This has led to inefficiencies we need to address. Many of our systems, for example, are also very dated and lead to inefficiencies. We have great people, but our systems don’t allow them to be as efficient as they can be.

  • A significant amount of a university’s costs are payroll related. When costs structures are improved, payroll is impacted.
5) Going Forward
  • How are we going to fix this? It’s going to take everyone. We are all responsible for finding more efficient ways of doing things.

  • Colleges and administrative departments are suggesting a number of opportunities to save money, and many of those suggestions have started being implemented.

  • Moving toward a balanced budget is essential in order to control tuition costs for our students, afford employee raises to ensure competitive salaries and be prudent stewards of taxpayer and donor funds.

  • We want to create a growing university that allows our students to be wonderfully successful. That remains the most important goal.



Boomer Sooner Bankrupt!
This did NOT go over well with my soon to be bride who is an OU fan.
 

22*43*51

Boob Enthusiast
Founder
Joined
Jan 7, 2021
Messages
20,238


Whoa… 👀
Amazon Primes newest season of
“The Boys” talks about Oprah, Tom Hanks, hotdogs, Adrenochrome

• I will prove that Starlite works with Oprah and Tom Hanks to set up a satanic home delivery service

• an order of a hotdog gets you a boy
• a taco gets you a girl
• a combo gets you a child they forced to have trans surgery
• a soda gets you a shot of adrenochrome

• we all know Oprah has been under House Arrest since she sat down with Harry and Meghan Markle

• the brave whistleblower (Isaac Kappy) who was gonna blow Forest Gump’s Pedo Ring wide open fell off a bridge before he got the chance..

What is going on here… Truth or mockery???
 

Jayhox

Legendary
Founder
Member
Joined
Dec 1, 2020
Messages
5,108
Brothers & sister. I have a request. Asking for prayers for me and my family this week.

Most know my story here. My service record and so forth. I’ve also tried to end my life once. I shunned God numerous times and chased many wild initiatives. In 2022 I divorced the ex after 20 + years of god awful heartache. Someone that didn’t sleep with me for nearly 2 years due to my snoring and PTSD.

Fast forward now.

I have achieved a mental state never before seen or anticipated. My faith with God and the woman I have betrothed has given me a new purpose in life. I have rekindled fractured relationships with parents that couldn’t stand my ex. They absolutely love my fiancé and I cannot be happier.

All that being said. Please pray for me and my future wife. Please pray for my family and ultimately please pray for us all and this country.

I love you all.

Semper Fidelis

Shaun
We are here for you, Brother!
 

Sgfeer

Legendary
Founder
Joined
Dec 1, 2020
Messages
22,178



 

Sgfeer

Legendary
Founder
Joined
Dec 1, 2020
Messages
22,178
1719401713089.png



 

GarneT&GolD1978

Finer Things Club President
Founder
Joined
Dec 9, 2020
Messages
823
Olive Oil, Avacdo Oil, and Coconut Oil are good correct?
Depends on source of oils. All vegetable oils are inflammatory to the body. Coconut would be the least inflammatory. Most olive oils are pure bullshit in the USA. I cut all vegetable oils out. Only sources of fat are animal. Hope this helps.
 

Sgfeer

Legendary
Founder
Joined
Dec 1, 2020
Messages
22,178


 

imprimis

Legendary
Founder
Joined
Jan 8, 2021
Messages
10,596

Just wonder how many will have the stones to resist these this time? Billions now know about the evils of the Death Jab. Future mRNA vaccines will have the same consequences. Why? Because Big Pharma knows they can make massive amounts of money with an immunity agreement, hidden test results and a totally compromised media and health care system. And. vaccines which can be brought to market in 6 months vs 5-10 years.
 

Sgfeer

Legendary
Founder
Joined
Dec 1, 2020
Messages
22,178



 

Sgfeer

Legendary
Founder
Joined
Dec 1, 2020
Messages
22,178



 

ChingChongDingDong

Legendary
Founder
Joined
Jan 9, 2021
Messages
2,024


Whoa… 👀
Amazon Primes newest season of
“The Boys” talks about Oprah, Tom Hanks, hotdogs, Adrenochrome

• I will prove that Starlite works with Oprah and Tom Hanks to set up a satanic home delivery service

• an order of a hotdog gets you a boy
• a taco gets you a girl
• a combo gets you a child they forced to have trans surgery
• a soda gets you a shot of adrenochrome

• we all know Oprah has been under House Arrest since she sat down with Harry and Meghan Markle

• the brave whistleblower (Isaac Kappy) who was gonna blow Forest Gump’s Pedo Ring wide open fell off a bridge before he got the chance..

What is going on here… Truth or mockery???

Mockery, did you hear her retarded twang?
 

Jayhacker

Legendary
Founder
Member
Joined
Jan 9, 2021
Messages
6,199
Brokelahoma :ROFLMAO::ROFLMAO::ROFLMAO:


449207010_10228101156468537_966886828603302558_n.jpg


You’ve heard President Gallogly talk about our university goals: double research in the next five years; grow OU in northeast Oklahoma; and make OU Medicine the healthcare provider of choice for Oklahomans; all in support of making the OU experience the best in the world for our students.

You also have heard him talk about the financial challenges OU’s Norman Campus is facing. What does this mean? How do we compare to other universities? Here are five things to know about OU’s financial situation and what it means for our university:
1) Debt Rising & Cash Falling
  • The Norman campus has close to $1 billion in debt, including synthetic debt that needs to be serviced. We must pay principal and interest payments every year which total nearly $70 million. Our debt has grown rapidly due to the new construction on the Norman campus.

  • More importantly, though, we have been spending more than we have been taking in over the last several years. This year, there was a projected $25 million deficit if we continued with the original budget and newly-discovered, unbudgeted losses like parking and retail rental space that the university previously agreed to at Cross.

  • We have been raiding our cash reserves to pay our bills and service our debt causing that cushion to be smaller and smaller every year.

  • In order to pay our bills (such as salaries and daily operating expenses), pay on our debt, and grow our university, we have to find ways to decrease costs so that we don’t have to increase student tuition.
2) Re-Building Cash Reserves
  • At home, you make choices on how you spend your money.
    • There are bills that you have to pay – rent, utilities, food, transportation, insurance, student loans etc.
    • There are other items you can choose to live without - or with less of. These costs are discretionary costs.

  • As a university, we also have choices.
    • We can raise tuition to add more cash. This was done regularly over the last five years; in fact, tuition and fees increased almost 25% over the past five years. We can’t continue to out-price OU for our students.
    • We can reevaluate the budgets we have for discretionary items, including some third party expenses. We are making changes in our spending habits. Nearly $8.5 million is from savings from third party companies.

  • Savings proposals already being implemented will gain us $20 million next year.

  • We still have more work to do but are making good progress.

3) Can We Simply Borrow More Money?
  • Can’t we get a line of credit? State universities cannot simply take out a line of credit to manage the day-to-day finances; this is why we need to have a reasonable amount of cash on hand.

  • Second, bonds have to be paid back. We have a high amount of debt at present, and it is not prudent to continue borrowing at the same pace.
4) Restructuring
  • OK, we are cutting costs in departments, but why do we need to cut people?

  • We have a significant number of overlapping functions at our university as we are generally much more decentralized than our peers. This has led to inefficiencies we need to address. Many of our systems, for example, are also very dated and lead to inefficiencies. We have great people, but our systems don’t allow them to be as efficient as they can be.

  • A significant amount of a university’s costs are payroll related. When costs structures are improved, payroll is impacted.
5) Going Forward
  • How are we going to fix this? It’s going to take everyone. We are all responsible for finding more efficient ways of doing things.

  • Colleges and administrative departments are suggesting a number of opportunities to save money, and many of those suggestions have started being implemented.

  • Moving toward a balanced budget is essential in order to control tuition costs for our students, afford employee raises to ensure competitive salaries and be prudent stewards of taxpayer and donor funds.

  • We want to create a growing university that allows our students to be wonderfully successful. That remains the most important goal.



Boomer Sooner Bankrupt!
Sounds just like our federal govt.
 

MIZCDB

Elite
Founder
Joined
Dec 1, 2020
Messages
655


Whoa… 👀
Amazon Primes newest season of
“The Boys” talks about Oprah, Tom Hanks, hotdogs, Adrenochrome

• I will prove that Starlite works with Oprah and Tom Hanks to set up a satanic home delivery service

• an order of a hotdog gets you a boy
• a taco gets you a girl
• a combo gets you a child they forced to have trans surgery
• a soda gets you a shot of adrenochrome

• we all know Oprah has been under House Arrest since she sat down with Harry and Meghan Markle

• the brave whistleblower (Isaac Kappy) who was gonna blow Forest Gump’s Pedo Ring wide open fell off a bridge before he got the chance..

What is going on here… Truth or mockery???

it was blatant mockery. That being said, it still makes mention of those things and might cause some normies who don’t know, to start investigating.
 

imprimis

Legendary
Founder
Joined
Jan 8, 2021
Messages
10,596
The EPA severely limited the use of one of the best chemicals many of us used. It was cheap, simple and killed everything---eggs, larva and adults. They claimed it was an ozone depleter just like the freon claim. Only they restricted its use on private industry but allowed its continued use by the government.

The one issue the EPA couldn't negate was this chemical is liberated by the oceans naturally as part of sea algae degradation. They had no answer to this question except "it's for the good of the planet".
 
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