Dale Alexander is stupid

[MalO]

Georgia sends every 2023 high school graduate financial literacy book

Every graduating high school senior in the state of Georgia received a book on financial literacy this year as a parting gift in preparation for the real world.

www.foxbusiness.com

The book was written by Georgia native Dale Alexander, a longtime employee benefits broker with a certified financial planner designation who in recent years has become an evangelist for teaching young people how to manage their finances before they receive their first full-time paycheck.

"70% of that first, real job is still going to be the most money they've ever seen in their lives," Alexander said. "I teach kids, ‘Make 70 your 100.’"

How much of his own money did he spend mailing 120,000 copies of this irrelevant financial advice to people in Georgia?

Wages have been stagnant since 2009 and was long overdue for a massive increase before COVID shut down the economy and cost of living skyrocketed. 90% of the kids getting this book will be living paycheck to paycheck and won't be able to save 30% of their income.

This book will be effectively toilet paper for all the good it's unasked-for "financial advice" accomplishes.

The problem isn't what the peasants are choosing to spend their circus peanuts on. The problem is the system which is paying the peasants in circus peanuts.

 

[BurntJ]

Georgia sends every 2023 high school graduate financial literacy book

Every graduating high school senior in the state of Georgia received a book on financial literacy this year as a parting gift in preparation for the real world.

www.foxbusiness.com

How much of his own money did he spend mailing 120,000 copies of this irrelevant financial advice to people in Georgia?

Wages have been stagnant since 2009 and was long overdue for a massive increase before COVID shut down the economy and cost of living skyrocketed. 90% of the kids getting this book will be living paycheck to paycheck and won't be able to save 30% of their income.

This book will be effectively toilet paper for all the good it's unasked-for "financial advice" accomplishes.

The problem isn't what the peasants are choosing to spend their circus peanuts on. The problem is the system which is paying the peasants in circus peanuts.

There are many things to complain about (nationally and in Georgia)...... You really picking this hill to die on OP?

Kids need and should be (preferably taught in middle/high school) taught financial independence. WTF is wrong with this?

 

[AmericanViking]

There are many things to complain about (nationally and in Georgia)...... You really picking this hill to die on OP?

Kids need and should be (preferably taught in middle/high school) taught financial independence. WTF is wrong with this?

At least he’s trying to help and make a difference. I can’t knock that. We had a finance class in highschool that taught us how to balance a check book, write a check, and some other basic stuff.

When I went back to college after the army there was a finance class where that was part of the curriculum. Several kids had hell with it.

 

[Jtrain80]

At least he’s trying to help and make a difference. I can’t knock that. We had a finance class in highschool that taught us how to balance a check book, write a check, and some other basic stuff.

When I went back to college after the army there was a finance class where that was part of the curriculum. Several kids had hell with it.

It required for my middle son who is a junior.

 

[MalO]

There are many things to complain about (nationally and in Georgia)...... You really picking this hill to die on OP?

Kids need and should be (preferably taught in middle/high school) taught financial independence. WTF is wrong with this?

Telling people to save 30% of their money in order to not be poor when they are already so poor they have to make the choice between paying rent or buying food even with 100% of their money...

... is stupid.

 

[TopHook]

Telling people to save 30% of their money in order to not be poor when they are already so poor they have to make the choice between paying rent or buying food even with 100% of their money...

... is stupid.

Just eat less .

 

[MalO]

The minimum wage in Georgia is $7.25 an hour.

That's bullshit in 2023.

It was bullshit in 2008 when 0bama wanted a $15 minimum wage. That was probably the only good idea he ever had, and he couldn't do it because he is an incompetent kneegrow who should have been picking cotton instead of pretending to be our president.

But it's 2023 now and the USA has experienced a great deal of inflation since 2008. $15 an hour is now bullshit.

And our red-blooded great American patriot business owners would rather pay $3 an hour to Chinese "workers" (in reality indentured servants) so they can maximize their profit margins. Why pay your fellow citizen a fair wage when you can be a billionaire crony capitalist?



Why do we have a trade deficit with a literal Communist regime that oppresses and brutalizes its people?

Why are most middle class joe schmoes convinced Russia is the great communist adversary? But buying cheap shit on Amazon which was made in China is fine?

Russia hasn't been communist since 1991.

We need to exterminate the parasite class. Crony Capitalism is functionally no different from outright Communism. The billionaires are going to keep hoarding all the money, the wealth disparity will get worse, and the peasantry are going to get poorer.

And all the way you will comfort yourself with patriotic propaganda that has convinced you how free you are, and how prosperous our country is.

All the millions of low-IQ hispanics trying to get across our southern border have been bribed by Soros and/or the democrat party. The parasite class is so rich they can manipulate the peasants however they want.

And it works out for them. Caucasians aren't having enough kids anymore and the rich don't care what color the peasants are. We are all shit in their eyes.

What a brave new world.

 

[BurntJ]

The minimum wage in Georgia is $7.25 an hour.

That's bullshit in 2023.

It was bullshit in 2008 when 0bama wanted a $15 minimum wage. That was probably the only good idea he ever had, and he couldn't do it because he is an incompetent kneegrow who should have been picking cotton instead of pretending to be our president.

But it's 2023 now and the USA has experienced a great deal of inflation since 2008. $15 an hour is now bullshit.

And our red-blooded great American patriot business owners would rather pay $3 an hour to Chinese "workers" (in reality indentured servants) so they can maximize their profit margins. Why pay your fellow citizen a fair wage when you can be a billionaire crony capitalist?

View attachment 181193

Why do we have a trade deficit with a literal Communist regime that oppresses and brutalizes its people?

Why are most middle class joe schmoes convinced Russia is the great communist adversary? But buying cheap shit on Amazon which was made in China is fine?

Russia hasn't been communist since 1991.

We need to exterminate the parasite class. Crony Capitalism is functionally no different from outright Communism. The billionaires are going to keep hoarding all the money, the wealth disparity will get worse, and the peasantry are going to get poorer.

And all the way you will comfort yourself with patriotic propaganda that has convinced you how free you are, and how prosperous our country is.

All the millions of low-IQ hispanics trying to get across our southern border have been bribed by Soros and/or the democrat party. The parasite class is so rich they can manipulate the peasants however they want.

And it works out for them. Caucasians aren't having enough kids anymore and the rich don't care what color the peasants are. We are all shit in their eyes.

What a brave new world.

Min. wage laws should NOT even exist.

 

[MalO]

Min. wage laws should NOT even exist.

BULLSHIT

No likes for you!

 

[MalO]

Great rule of thumb:

If you can't pay someone a fair wage to do it, do it your fucking self.

 

[BurntJ]

BULLSHIT

No likes for you!

Great rule of thumb:

If you can't pay someone a fair wage to do it, do it your fucking self.

I agreed BUT Also, STOP SETTLING FOR SHIT JOBS THAT DONT PAY THE BILLS. If you have NO Skills, go to a trade school, college, or look for a mentoring program.

The idea that min. wage jobs are going to support people/families is stupid.....especially when you consider the entitlement people have (thinking they should have the newest most $$ IPhone , etc..)

See you are missing the PERSONAL RESPONSIBLITIY SIDE OF THIS. People can choose to work shitty jobs BUT by doing so, they have CHOSEN to NOT have certain luxuries......


Only a socialist would disagree.

 

[MalO]

I agreed BUT Also, STOP SETTLING FOR SHIT JOBS THAT DONT PAY THE BILLS. If you have NO Skills, go to a trade school, college, or look for a mentoring program.

The idea that min. wage jobs are going to support people/families is stupid.....especially when you consider the entitlement people have (thinking they should have the newest most $$ IPhone , etc..)

See you are missing the PERSONAL RESPONSIBLITIY SIDE OF THIS. People can choose to work shitty jobs BUT by doing so, they have CHOSEN to NOT have certain luxuries......


Only a socialist would disagree.

That simply doesn't work. Our job market is shit. The vast majority of people who work jobs don't work jobs because they like their job they work the job to get paid so they can live. We all need to pay bills, pay taxes, buy groceries, and afford things.

I've been watching job postings in my town for years and they all pay shit. There's not one six-figure job posted and the highest paying job is for truck drivers with a CDLA license. About $50,000 and I suspect they also need to own their own truck because that's pretty common in that industry and is a high bar for entry. Plus you're never home at night so forget owning a dog or a cat.

To be honest $50k is shit for commercial trucking.

And everything else is worse.

We can't create jobs out of our butts. The jobs available are the jobs available. You either work one of the jobs available or you go homeless.

I already know what you're going to say next. "CrEaTe YoUr OwN jOb HuRdUr!!!1!"

None of us are going to create a job out of thin air when we have no money to pay bills to begin with. Especially not a high paying one. Over 90% of startups fail, and that's with startup money and planning.

Your head is in the clouds.

 

[MalO]

And it's bullshit to expect all new hires to have degrees, certifications, and years of work experience.

Our business owners are clueless dumbasses if they think that's a normal expectation.

For thousands of years of human history it was normal to apprentice new hires under the tutelage of a master. This was true for aall crafts and trades.

Suddenly now in modern day USA that expectation has changed and suddenly the job market has turned to shit.

Only the clueless would wonder why.

 

[Pete_Cawthon]

5 replies in a row. That's got to be pushing for a record.

 

[MalO]

5 replies in a row. That's got to be pushing for a record.

You must have BurntJ on your ignore list or something?

 

[Pete_Cawthon]

You must have BurntJ on your ignore list or something?

I probably do.

 

[LafesterMacintosh]

I probably do.

Probably a good thing. I mean no offense but that dude has to have some mental disability of some sort.