Master Thread Dance Your Cares Away/Fraggle/Law Abiding Citizens

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10 years ago I sold my old accord for like four grand and the guy gave me cash. I took it to Bank of America and deposited it. They put a 14 day hold on the cash I had deposited and didn’t even mention it to me. I saw it on the receipt as I was walking out the door. I needed the money and ended up having to close my account with them to get access to the money before two weeks was up. Won’t ever go back. They are the worst.
 

^^to which the FBI laughs and tears up requests^^


 



 



 



 
10 years ago I sold my old accord for like four grand and the guy gave me cash. I took it to Bank of America and deposited it. They put a 14 day hold on the cash I had deposited and didn’t even mention it to me. I saw it on the receipt as I was walking out the door. I needed the money and ended up having to close my account with them to get access to the money before two weeks was up. Won’t ever go back. They are the worst.

I only bank with small community banks now after Regions cancelled my account for “suspicious cash activity”.

About four years ago, I sold a car (guy paid 20k cash) and at the same time had a great trip to Vegas. So I ended up with about 36k in cash and had it in my safe. I timed 4 different 7-9k deposits over 6 months. I did this to avoid the irs form that banks can make you complete if depositing more than 10k in cash in one transaction.

So Regions decides I’m a potential drug dealer or money launderer and cancels my account despite me banking with them for 10 years and having my biweekly and monthly commission direct deposit into my same account over those 10 years. They knew I wasn’t a dark money operation.

I emailed all of their executives and never received a response. A buddy of mine who works for regions told me that banks are required to show the government that they actively close accounts suspected of “dark money operations”. Basically told me they love to close people like me bc it I don’t bank enough money for them to profit from, and they can show the gov there’s an “effort” to stop dark money accounts. My buddy said they’d never do that to a big operation that’s making them money and I was simply a pawn in the bigger picture.

I won’t go into the scene I caused after they closed my account and wouldn’t issue me a cashiers check for my balance as they wanted me to play a two week game before releasing my fucking money. Long story short, I won that battle in their buckhead atl Lobby one morning after 4 hours of bullshit.

Fuck the banks
 

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