Not being a dick. Are you a young person?Actually in today’s society it definitely matters. If you can’t pay the mortgage on a house the bank takes it. You have to pay a doctor to give birth and pay to have a plot in a graveyard
The money in your wallet or bank is paper. The worth is what you out it to it bc of your faith in the USA government. Go ask the Ugandans on the board about Zimbabwe having to use wheelbarrow full of notes to buy bread. Worth is in the eye of the beholder. Money is where value and production are stored when gold goins are not practical.