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SignUp Now!What kind of mutual funds?
Sounds great. I’ll have some of those too.Whatever does not lose money when the bouble crashes
Sounds great. I’ll have some of those too.
Retirement account got shredded in 08, told him I don't care about gains put me in something with low risk low yields for the rest of the year.
No bullshit there is zero reason to not put some into GBTC. We are going to print another $2T for stimulus. Inflation is coming and BTC is going to $100-220k in the next 6-12 months.
GTBC is all kinds of crazy when you see the advantage institution investors have. This is why I also have some arkw.No bullshit there is zero reason to not put some into GBTC. We are going to print another $2T for stimulus. Inflation is coming and BTC is going to $100-220k in the next 6-12 months.
Just moved everything into a 10 yr ladder today.Probably a good reason I will never be rich
but I will never be broke either
Need some advice. I’m 30 and have about 300k in my Roth + 401k. How quickly should I sell my retirement funds and move into my money market account for the time being?
The market scares the hell out of me now and I really want to avoid taking a huge haircut. I’ve been thinking about it for weeks but haven’t pulled the trigger yet.
The general public is in a really bad spot right now. If you go all money market you are gonna get destroyed by inflation. If you go all stonks you risk devastation when the bubble pops. Best plan I can come up with is to go something like 60% stocks / 40% bonds and just ride it out. If the market takes a 10-20% dump rebalance. If we have another massive fall (50%ish) shift to 90%/10% stocks to bonds.Need some advice. I’m 30 and have about 300k in my Roth + 401k. How quickly should I sell my retirement funds and move into my money market account for the time being?
The market scares the hell out of me now and I really want to avoid taking a huge haircut.
I’m planning on getting into rental real estate in a few years. Would it be a bad idea to sell and potentially buy back if/when the market tanks?If you are 30 you can weather almost any downturn in the markets.
If you really want to maximize your investments, get good at real estate
Great insight, thank you. If the market takes a 10-20% dump, what would you rebalance into if in a 60/40 fund?The general public is in a really bad spot right now. If you go all money market you are gonna get destroyed by inflation. If you go all stonks you risk devastation when the bubble pops. Best plan I can come up with is to go something like 60% stocks / 40% bonds and just ride it out. If the market takes a 10-20% dump rebalance. If we have another massive fall (50%ish) shift to 90%/10% stocks to bonds.
This is the best way I’ve come up with to play it somewhat safe without potentially being wrecked by inflation.
Edit: and if you feel confused and don’t know what you are doing, go find a financial planner based on recs from friends and family
I’m planning on getting into rental real estate in a few years. Would it be a bad idea to sell and potentially buy back if/when the market tanks?
It just seems to me that I have way more downside to protect then potential upside.
Maybe I am overreacting.
If you’re in something that is dedicated 60/40 then it will handle it for you. To make things simple what I’ve done is moved to a Target Retirement 2025 fund - gives you roughly 60/40Great insight, thank you. If the market takes a 10-20% dump, what would you rebalance into if in a 60/40 fund?
If you’re in something that is dedicated 60/40 then it will handle it for you. To make things simple what I’ve done is moved to a Target Retirement 2025 fund - gives you roughly 60/40
Totally agree and it’s against my normal logic. A collapse just seems imminent.There are far many more people who have been burned trying to time the market vs those who just invest in index funds and forget about it.
If you really want to see for yourself, look at the S&P 500 chart from the last 30 years. However advice would be different if you were retiring soon.
Totally agree and it’s against my normal logic. A collapse just seems imminent.
Just went to a 10 ladder today because that shit is coming down.Totally agree and it’s against my normal logic. A collapse just seems imminent.
Would you rebalance? Or just hold as is regardless?My advice is never try to time the market.
I have not followed it, was this expected? That is a shit ton of jobs.