• Pat Flood (@rebarcock) passed away 9/21/25. Pat played a huge role in encouraging the devolopmemt of this site and donated the very first dollar to get it started. Check the thread at the top of the board for the obituary and please feel free to pay your respects there. I am going to get all the content from that thread over to his family so they can see how many people really cared for Pat outside of what they ever knew. Pat loved to tell stories and always wanted everyone else to tell stories. I think a great way we can honor Pat is to tell a story in his thread (also pinned at the top of the board).

Unemployment #s

Whenever you switch to bonds make sure to hold at least 25% in total stocks still. If you are under 40 I’d never go less than 40% total stock.
Eh, I still have a balanced mutual funds, but moved my S&P Index over to a bond funds mid-last year. I'm just not going to get that upside that everyone is enjoying. Over 40, and not willing to let it ride as much as I used to.
 
No joke, I do think we are poised for some great things. It’ll be interesting to see how economic growth tied to a drop in stability from other factors meshes together. It’s going to be a wild ride.
 
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