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Have you personally felt the impact of inflation on your daily expenses in the last year? 💰

Have you personally felt the impact of inflation on your daily expenses in the last year? 💰

  • Yes, significantly

    Votes: 17 77.3%
  • Yes, somewhat

    Votes: 2 9.1%
  • No, not much

    Votes: 2 9.1%
  • No, not at all

    Votes: 1 4.5%

  • Total voters
    22
  • Poll closed .

shiv

John
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Hell yeah in food prices. We started shopping at Aldi again to save money.

Also real estate. I’m surprised prices haven’t dipped much due to the high rates.

Also a lot of small businesses (specifically contractors like plumbers, electricians, handymen) have nearly doubled rates in the last few years. Could be a reflection of raised material cost in base materials that are used to build up their parts - pvc, wire, plumbing, lumber, etc.
 

TopHook

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13,269
Hell yeah in food prices. We started shopping at Aldi again to save money.

Also real estate. I’m surprised prices haven’t dipped much due to the high rates.

Also a lot of small businesses (specifically contractors like plumbers, electricians, handymen) have nearly doubled rates in the last few years. Could be a reflection of raised material cost in base materials that are used to build up their parts - pvc, wire, plumbing, lumber, etc.
Just like with chicken wings these people found out that we are willing to pay it and are not going to lower their prices to be nice.
 

GatorOK

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Insurance is just plain ridiculous right now and it is not going down. Auto up 40% this year. I didn't get hit hard as most because I have a new house, but homeowners is up as well.

Food costs are way up, although bacon is back down to pre covid pricing.

Agree with @TopHook on chicken wing pricing......12-15 bucks for 10 wings? FML
 

CuriousFiend

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Jul 27, 2023
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1,225
If you drink beer when you can be drinking champagne then you’re missing out on joy in life.
😂So basically you're implying that the joys of life are missed unless one self-inebriates into a semi-conscious state of stupification via consumption of –your– preferred-& rather girlish-alcoholic concoction comprised of whatever decayed bacterial corpses piss & shit.

...mmmm, num numz.


...😎sounds joyful.

I also drink filter water instead of water straight out of the creek. Does that make someone a pansy too?
🤣No it just means the someone is an idiot who is consuming nutrient deficient water. Might wanna scrutinize the filter materials too—😐for graphene/graphite...

...😄or ignore this advice and continue the girlish alcoholism × inadequate hydrationism thing.
 

shiv

John
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Insurance is just plain ridiculous right now and it is not going down. Auto up 40% this year. I didn't get hit hard as most because I have a new house, but homeowners is up as well.

Food costs are way up, although bacon is back down to pre covid pricing.

Agree with @TopHook on chicken wing pricing......12-15 bucks for 10 wings? FML
I called my insurance office and asked them what was going on. I looked at some new quotes and it was a joke
 
Joined
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Messages
4,814
Insurance is just plain ridiculous right now and it is not going down. Auto up 40% this year. I didn't get hit hard as most because I have a new house, but homeowners is up as well.

Food costs are way up, although bacon is back down to pre covid pricing.

Agree with @TopHook on chicken wing pricing......12-15 bucks for 10 wings? FML
My auto and home haven’t gone up a cent in 3 years.

How many points do you have?
 
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then how do you think a “banking collapse” would impact your property claim if you have an outstanding mortgage?
If the collapsing mortgage holder can’t sell the mortgage then shit would get hairy pretty quickly.

Sure, it’s an apocalypse type scenario but one that I never have to worry about thanks to good prep (being debt free).
 
Joined
Jan 11, 2021
Messages
119
If the collapsing mortgage holder can’t sell the mortgage then shit would get hairy pretty quickly.

Sure, it’s an apocalypse type scenario but one that I never have to worry about thanks to good prep (being debt free).

that makes no sense. you’re gonna be making the payment to someone regardless with zero impact to your deed/title other than the lien holder . it makes me question the validity of your other hot takes.
 
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that makes no sense. you’re gonna be making the payment to someone regardless with zero impact to your deed/title other than the lien holder . it makes me question the validity of your other hot takes.
Why the fuck would a make a payment to someone when I don’t owe any money against the property?

Do you really struggle with reading comprehension that much?

We are talking about a scenario where there is no lien holder to service the mortgage (at least a US entity). Keep up sport.
 
Last edited:
Joined
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Why the fuck would a make a payment to someone when I don’t owe any money against the property?

Do you really struggle with reading comprehension that much?

We are talking about a scenario where there is no lien holder to service the mortgage (at least a US entity). Keep up sport.

I’m explaining there is no benefit to you paying off your mortgage to protect against a “banking collapse”. i understand you’ve paid off your mythical shack but i’m pointing out your logic that it protects you somehow if banks go under is not rational.
 
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I’m explaining there is no benefit to you paying off your mortgage to protect against a “banking collapse”. i understand you’ve paid off your mythical shack but i’m pointing out your logic that it protects you somehow if banks go under is not rational.
Not true. Holding companies can go under just the same as any other company and even worse they can’t file for bankruptcy.

Let’s say something stupid happens like the GOP doesn’t pay our nation’s debt or switches us back to a gold standard, the depression would be so large that the only entity capable of securing all the mortgages in the country would be The Fed and we would still have to wait for Congress to authorize The Fed take such actions.

War / EMP could be another trigger that disrupts the markets and electronic records.

If you had ever even owned a “mythical shack” you would know this.
 

LVRebel

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I have noticed that too (gas prices). Saw $2.99/gal today in central Florida. It's sad that we've been conditioned to believe that $2.99 is a good price for gas..
It's still over $4 where I'm at, just for unleaded. Diesel is upper 4's or even over 5 in some stations.
 
Joined
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Messages
119
Not true. Holding companies can go under just the same as any other company and even worse they can’t file for bankruptcy.

Let’s say something stupid happens like the GOP doesn’t pay our nation’s debt or switches us back to a gold standard, the depression would be so large that the only entity capable of securing all the mortgages in the country would be The Fed and we would still have to wait for Congress to authorize The Fed take such actions.

War / EMP could be another trigger that disrupts the markets and electronic records.

If you had ever even owned a “mythical shack” you would know this.
it’s like talking to an alpaca.
 

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